Sending money home from Japan: where you keep the most

What actually arrives when you send ¥100,000, by provider. These are the rates each provider publishes right now.

🇻🇳 Việt Nam🇳🇵 नेपाल🇮🇩 Indonesia🇵🇭 Pilipinas🇲🇲 မြန်မာ🇹🇭 ไทย🇨🇳 中国🇰🇷 한국🇮🇳 भारत🇱🇰 ශ්‍රී ලංකා🇧🇷 Brasil🇺🇸 USA

🇻🇳 Việt Nam — ¥100,000

Choosing the worst option loses you about ¥970 more on a ¥100,000 transfer.

ProviderYou receive FeeLost vs best
Instarem 16,795,600 VND
Wise 16,674,852 VND ¥1,244 −120,748 VND
SBI Remit 16,632,624 VND ¥760 −162,976 VND

Figures are fetched live from Wise's public provider comparison. Rates move, so the amount at the time you actually send may differ. Check each provider's own page for fees and payout conditions.
Fetched: 2026-09-12 15:29 UTC